Social Security payments will be made throughout June, but exactly when will you get yours?
Why It Matters
Every month, the Social Security Administration (SSA) pays out retirement, survivor and disability benefits to more than 70 million Americans.
When Will Benefits Be Paid?
Because of the huge number of recipients, not every claimant gets their money on the same date each month, with most being paid according to their date of birth.
However, those who have been claiming since before May 1997, or also collect Supplemental Security Income (SSI) checks, are paid differently. SSI is a federal government benefit that provides monthly payments to adults and children with a disability or blindness and to adults age 65 and older.
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In June, benefits will be paid on the following dates:
- Tuesday, June 3: Retirement benefits for those who have been collecting checks since before May 1997 and retirees who also collect SSI benefits.
- Wednesday, June 11: Retirement, spousal and survivor benefits for those born between the 1st and 10th of any calendar month.
- Wednesday, June 18: Benefits for those born between the 11th and 20th.
- Wednesday, June 25: Benefits for those with birthdays between the 21st and 31st.
Anyone who hasn’t received their payment on the expected date should allow three working days before contacting Social Security. Saturdays, Sundays and public holidays are not working days.
How Much Is Social Security?
The average monthly Social Security retirement benefit is $1,976, as of January. The maximum benefit depends on when you start claiming:
- At age 62 (earliest eligibility): up to $2,831
- At full retirement age (67): up to $4,018
- At age 70 (maximum delay): up to $5,108
These amounts represent the highest possible payouts, but your actual benefit will depend on factors like your lifetime earnings and how long you’ve paid into Social Security.
For SSI in 2025, the maximum monthly payment is $967 for individuals and $1,450 for couples. However, your payment may be reduced depending on your income, living arrangements and other eligibility factors.
Benefits Increase
Benefits increase in line with inflation every year thanks to the Cost of Living Adjustment, or COLA. At the start of this year, benefits rose for all recipients by 2.5 percent.
The COLA is determined using the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which monitors the spending patterns of working Americans. The average CPI-W for the third quarter of the year is compared with that of the same period the previous year. If there is an increase, it is rounded to the nearest tenth of a percentage point to establish the new COLA.
The Senior Citizens League (TSCL) has forecast the COLA for 2026 to be slightly lower at 2.3 percent.
The answer to how much benefits will rise next year will be officially announced in October. That will change benefit amounts for 2026.
